![]() Your debt collection rights are listed in the Fair Debt Collection Practices Act (FDCPA), which protects consumers like you from abusive, unethical. What you may not know is that the law gives you certain rights when it comes to dealing with debt collection agencies like victoria’s secret Comenity bank. do you wish there was a way to make the calls over your Comenity bank victoria secretcard stop?Įverybody faces money issues time and again, and when these issues arise, dealing with the financial trouble that they bring along with them is stressful enough put an unscrupulous debt collection agent into the equation and it becomes ten times worse. If they don't do what they say in the letter, seek legal help.Victoria Secret/Comenity Bank Harassment?ĭo you have a Victoria’s Secret store credit card? Have you defaulted on payments for your Comenity bank-powered Victoria Secret credit cardand as a result of this, are now receiving Comenity Bank debt collection calls from Victoria Secret, with the backing of Comenity Bank, and wondering how to stop the harassment stemming from these?Īre Comenity Bank debt collection agents making illegal threats against you? Have you asked agents of Comenity/Victoria’s Secret to stop calling you by sending them a cease-and-desist letter, yet does Comenity Bank continue to call you? Finally. Write a complaint and be fierce! Ask for a letter telling you EXACTLY what they plan to do about it. I watched my credit score go down over 100 points. I was harassed several times a day by phone, and each time I would explain to them and they would look it up and tell me they were sorry and that it would be fixed. I have been fighting with them for almost 2 years over a fraudulent card in my name (with different address)that they kept assuring me would be fixed. I mentioned that in my Better Business Bureau complaint, and I think that may have been what got their attention. There are also class action suits currently going on that you may want to look into. Within 1 week I received 2 letters from Comenity apologizing and telling me that they were going to reverse the damage this had done to my credit score and send me a check, which I did not ask for. That's what I did, and that same day the Better Business Bureau contacted me. Go straight to the Better Business Bureau website and post your complaint, loud and clear. Well, don't try to talk to them because you'd be wasting your breath and your time. Who is the right outfit to talk to about this letter? I've never (nor my s.o.) have set up an account with Comenity Bank and again, did not apply for a VS credit card. ![]() "Your behavioral risk score as of Nov 09, 2021: 373 (This is different from your FICO (R) Score) Also, there was this following text near the bottom of the letter: I never (nor my s.o.) applied for a VS credit card, so did an actual fraudster tried to open an account under my name? Or is this letter a phishing scam itself? I noticed the typo "amounton" and was suspicious. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |